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There is still time to remortgage before Christmas...

Just! Remortgaging your home or your buy to let? Jeni Browne explains what you need to do to be in with a chance of completing before the end of the festive period.

If you need a remortgage to get a better rate and save money so you can start the New Year feeling virtuous, or if you need some cash to help with investments, getting your finances up straight, or paying some bills, the good news is that if you get a wriggle on, you may just be able to nick in before the festive break.

Our average application to offer time frame is 23 days, which means we have plenty of offers coming through much sooner (as our cases below demonstrate). With this in mind, if you  have a good and efficient solicitor you still have time. 

We monitor lenders turnaround times, so we know who can move quickly and who has capacity to get this done.

But you don’t have long, a few days at most before you will be too late, so please do get in touch to have a chat to see what we can do! And get your paperwork ready:

  • Proof of identity
  • Proof of address
  • Proof of income 

Below are some case studies showing why people remortgage and the benefits this can bring.

How to fund home improvements
Brits are staying in their property for an average of 19 years, with 54% of homeowners saying they would prefer to improve their home rather than move.


Self-employed company director refinances home to repay refurbishment loan

The director of a successful stationary company looking to refinance his unencumbered home to repay a refurbishment loan.


Application to offer in under 24 hours
A father and daughter approached us looking to refinance their home.

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NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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