How Will Tier Four Lockdown Restrictions Impact the UK Property Market?

Following the Government’s latest announcement, England now has four tiers’ of COVID lockdown restrictions, with changes to Wales, Scotland and Northern Ireland too. Here’s a quick summary of how Tier Four will impact the property market.

As the stamp duty deadline looms on the visible horizon, many will be concerned about the impact of the latest restrictions on their ongoing or imminent property purchases. 

The rules for house viewings, valuations and moving in Tier’s One to Three remain the same as we detailed here. House viewings, property valuations and moving can all happen, just with strict hygiene processes in place to protect all parties involved. 

With the introduction of an additional fourth tier in England, Wales announcing another immediate nationwide lockdown and Scotland to enter its highest level from Boxing Day, things are changing quickly. 

UK Tier Four Rules 
Fortunately, the advice across England, Wales, Scotland and Northern Ireland is the same: all activities to do with moving home, including viewings, valuations and removals are permitted to continue. We’ve also had confirmation from one of the largest surveying contractors, Connells, that they will continue to complete property valuations in these areas. 

Furthermore, essential utility safety checks, repairs and maintenance are permitted. This means that tradespeople can enter homes; however, the advice is to keep this to essential and minimum requirements. Construction is also still able to continue. 

Of course, should any involved party need to isolate or starts showing symptoms, you must postpone. Viewings, valuations and works are subject to the properties current inhabitants allowing people to enter, so you may encounter some delays in booking these. The majority of estate agents now offer virtual viewings for properties, to minimise contact as much as possible. 

For those trying to rearrange Christmas plans, this may be the least of their concerns at the moment. However, for the thousands of home-movers and property investors keen to get their purchases completed before 31st March, this will be a huge relief. 

We may experience further delays if valuers are required to isolate, so if you need a mortgage or remortgage, get your applications in as soon as possible. If you’re still hoping to move or purchase a new investment property before the stamp duty deadline, our brokers will be able to advise which lenders are likely to meet the deadline, although time is running out! You can call our award-winning teams on 0345 0345 6788 or email for reliable and expert advice. 

Useful Resources 
For more information on England’s regulations in Tier’s One to Three, read our blog here. 
To find out what to expect in a lockdown property valuation, read our blog here. 

For more information about Tier Four regulations, here are the relevant Government information pages: 

Tier Four Guidance for England 

Tier Four Guidance for Wales 

Level Four Guidance for Scotland 

Restriction Guidance for Northern Ireland 



Get in contact with us: 0345 345 6788 or ...

Submit an enquiry
Arrange a call back