News & Insight - Buy to let mortgages

Beneficial Interest Company Trusts - a word of warning

Since the impact of the income tax relief restrictions took hold in 2017, we are seeing an increasing number of landlords running rental income via...

Buy to Let Enters a ‘Silver Era’

As savvy investors are looking to enhance their retirement income through other non-pension means, there has been a rise in older landlords. Andy M...

Guide to remortgaging

So, you have an established buy to let property with a mortgage…now what? There are various points in your buy to let lifecycle where you may want...

New EPC Buy to Let Requirements - One year to go… Are You Ready?

As of 1st April 2020, all buy to let properties will need to have a minimum Energy Performance Certificate (EPC) rating of E, regardless of when th...

Layered Company Ownership

More and more clients are looking at new and different tax efficient ways to manage their buy to let portfolios, including limited company ownershi...

Stepped Interest Mortgage – No monthly payment for three months!

A new scheme has launched to help landlords who are uncertain of making an immediate income from their property. Buy to let consultant, Luke Worrel...

3pc stamp duty surcharge loophole discovered

The 3% stamp duty surcharge, which applies to purchases of additional dwellings, may not apply on properties unsuitable for immediate habitation.

HMOs – what are they and how to finance them?

Houses in Multiple Occupation (HMO) are usually considered more profitable than standard rental property but what exactly are they and how easy is...

Should you become a landlord?

When house prices are rising and you have tenants who pay the rent on time, being a landlord is exciting and rewarding. But, when house prices are...