News & Insight - Buy to let mortgages

Buy to Let Mortgage Lender Guidelines for Mortgage Payment Holidays

The number of property owners taking a Mortgage Payment Holiday during this pandemic has raised many questions about affordability, especially in t...

Housing Market Reopening in Wales, Scotland and Northern Ireland

While full lockdown rules in England lifted over a month ago, allowing for movement in the property market, regulations in Wales, Scotland and Nort...

Experts predict holiday let market set to boom

Many industries around the UK have suffered greatly from the effects of lockdown, the travel industry is no exception. As lockdown is starting to l...

Will a Mortgage Payment Holiday Affect My Credit Score?

With mortgage payment holidays extended for another three months for those who need it, will those who have taken one now see repercussions on thei...

80% LTV Buy to Let Mortgages are Back!

At the beginning of lockdown, we had just eight lenders offering 75% Loan to Value (LTV) buy to let mortgages. As restrictions begin to lift, lende...

Mortgage Payment Holiday Extension

In a bid to avoid cliff-edge financial issues, the Government have extended the Mortgage Payment Holiday scheme for a further three months; a finan...

Physical Valuations are Back!

After nearly two months of lockdown, putting a hold on thousands of mortgage applications and property sales, new Government guidelines published e...

Should You Jump on the Mortgage Payment Holiday Bandwagon?

We’ve had lots of landlords asking us about the government’s COVID-19 mortgage payment holiday scheme since it was announced back in March. However...

Product Transfers for Payment Holiday Borrowers

While the payment holidays are certainly helping those in need of financial assistance in this period of uncertainty, those coming off of a fixed m...