News & Insight - Buy to let mortgages

New Lender: The Bank of Mum and Dad

There's a new entry to the top 10 mortgage lenders this week... The Bank of Mum and Dad! With more and more first time buyers struggling to get ont...

Will the Demand for Buy to Let Continue to Grow?

As the government continues to battle out the UK's Brexit, we take a look at the latest research from Foundation Home Loans on what landlords belie...

Refurbishment Finance – How to Add Value to Your Buy to Let and Commercial Properties

Following the tax relief restrictions, more and more landlords are looking for ways to increase the value of their rental properties. Refurbishin...

Personal or Ltd Company ownership of buy to let property?

Income tax relief on buy to let mortgage interest is being restricted but is it more tax efficient and financially better all round to operate your...

5 year fixed rate mortgages hit their lowest level of 2019

At the beginning of January this year, the average 5 year fixed rate was 2.935%, which so far, is the highest it’s been this year. In July the rate...

Our Summer 2019 Property Report

The Bank of England’s August Inflation Report reported a weak housing market, but one which is showing signs of stabilization.  The uncertainty s...

Holiday Let Mortgages FAQS

The exponential rise of Airbnb and similar sites is encouraging landlords to diversify into holiday lets, as the returns can be considerably higher...

How to get a buy to let mortgage… a guide for first time landlords

You’re considering becoming a first-time landlord: can you get a mortgage? In short, yes. But that’s not all you need to know…

TML lift DSS tenant restrictions

08/08/2019TML lift DSS tenant restrictionsEarlier today, The Mortgage Lender (TML) announced that they are changing their criteria on DSS tenants,...