News & Insight - Commercial Mortgages

3pc stamp duty surcharge loophole discovered

The 3% stamp duty surcharge, which applies to purchases of additional dwellings, may not apply on properties unsuitable for immediate habitation.

Rates and terms on larger commercial mortgages

Recently, we’ve received a number of enquiries from investors and business owners looking for larger loans to finance both commercial and mixed-use...

HMOs – what are they and how to finance them?

Houses in Multiple Occupation (HMO) are usually considered more profitable than standard rental property but what exactly are they and how easy is...

How to get a mortgage on a mixed-use property

Buildings consisting of shops and offices with flats above are typical examples of mixed-use properties. Both the commercial and the residential el...

Talking directly to your bank? No thanks, I’ll use my broker!

How businesses and commercial property investors have given up talking directly to their bank and are using brokers to find them a better deal—with...

Majority of landlords choosing 5 year fix rates

According to Mortgages for Business’ Buy to Let Index, an increasing number of landlords are choosing five year fixed rate products; 84% opted for...

Local business and charity project spread festive cheer

Mortgages for Business and Keystone Property Finance, have teamed up with Offham-based charity Spadework to deliver hampers to their corporate part...