News & Insight - Residential Mortgages
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How Lockdown Property Valuations Will Work
The slight lifting of England’s lockdown restrictions and new guidelines, published by the Government and RICS, has allowed surveyors to resume phy...
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How mortgage lenders assess your credit worthiness
Credit score, credit rating, credit profile, Experian, Equifax and TransUnion, who’s who, which is which and why bother? Consultant mortgage broker...
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Unique Residential Mortgage Features You Didn’t Know Existed
Sometimes, residential mortgages can blur into one with lenders offering similar rates and borrower criteria. We are excited to share with you a le...
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Joint Borrower Sole Proprietor Mortgages
With house prices at an all-time high and still climbing, many first-time buyers and home-movers are looking for ways for help with mortgage afford...
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Let to Buy Mortgages Explained
Many people have struggled to sell their houses in the recent property market, and as a result, we’ve seen an increase in enquiries about ‘Let to B...
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Self Employed? How Much Can I Borrow?
What do lenders base self-employed residential mortgage affordability calculations on? Most lender’s base their mortgage affordability calculations...
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Why 2020 is the year of the remortgage…
Let's be honest, 2019 wasn't the most dynamic year on the surface... however, the UK housing market has had a lot of change over the last 12 months.
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Self Employed Mortgages – Dispelling the Myths & Legends
There’s a big misconception that getting a mortgage when you’re self employed is difficult, if not impossible. Experienced consultant, Erin Gallach...
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Day 1 Remortgages – Back from Exile?
As more Day 1 Remortgage products come onto the market, Buy to Let consultant Charlie Potter explains what they are, why they’re special and why th...
