News & Insight - Residential mortgages
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Are you one of the millions paying too much on your mortgage?
Life is busy, and a lot is going on, especially this year. Perhaps you overlooked the fact your fixed term ended on your mortgage? Well, according...
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Help to Buy Scheme Extended
The Government’s existing Help to Buy Scheme will end on 31st March 2021. However, in an announcement late last week, the Ministry of Housing said...
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Stamp Duty Threshold Raised to £500,000
On Wednesday 8th July, Chancellor Rishi Sunak made his ‘Summer Economic Update’ announcement, laying out the Government’s plans to help the UK econ...
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What is the Green Homes Grant?
In July, the Chancellor of the Exchequer, Rishi Sunak, announced his plans to rescue the UK economy as we moved out of the COVID-19 lockdown. One o...
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Housing Market Reopening in Wales, Scotland and Northern Ireland
While full lockdown rules in England lifted over a month ago, allowing for movement in the property market, regulations in Wales, Scotland and Nort...
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Will a Mortgage Payment Holiday Affect My Credit Score?
With mortgage payment holidays extended for another three months for those who need it, will those who have taken one now see repercussions on thei...
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How Lockdown Property Valuations Will Work
The slight lifting of England’s lockdown restrictions and new guidelines, published by the Government and RICS, has allowed surveyors to resume phy...
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Physical Valuations are Back!
After nearly two months of lockdown, putting a hold on thousands of mortgage applications and property sales, new Government guidelines published e...
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Product Transfers for Payment Holiday Borrowers
While the payment holidays are certainly helping those in need of financial assistance in this period of uncertainty, those coming off of a fixed m...