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1.78% Fixed

Rate Type
Fixed
Initial Rate
1.78%
Overall Cost For Comparison (APR)
4.5%
Initial Period
2 years to 31/10/2021.
Reversion Rate
4.74% (SVR).
Purchase/Remortgage
Remortgage only
Max LTV
60%
Min - Max Loan Amount
£2,000,000
Min - Max Mortgage Term
3 to 30 years.
Min - Max Age
From 18 years to 70 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
135% at 5.50%.
Acceptable property locations
Early Repayment Charges
2% of the amount being repaid until 31/10/2020, then 1% until 31/10/2021.
Arrangement Fee
£995 due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
Free legal fees, free valuation.
Features
It should be noted that if an application is approved by this lender and the loan does not subsequently complete, the lender reserves the right to collect the Product Arrangement Fee and any third party legal, valuation or other fees that it may have incurred. Valuation Fee includes a non-refundable £75 Admin charge relating to the valuation. Withdrawal fee of £150 - Payable by the customer if their mortgage does not complete after the Offer of Loan has been issued.
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NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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