2.04% Fixed

Rate Type
Fixed
Initial Rate
2.04%
Overall Cost For Comparison (APR)
3.1%
Initial Period
5 year term.
Reversion Rate
3.35% (SVR).
Purchase/Remortgage
Purchase only
Max LTV
75%
Min - Max Loan Amount
£750,000
Min - Max Mortgage Term
5 to 40 years.
Min - Max Age
From 21 years to 79 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 4.00%.
Acceptable property locations
England, Wales, Scotland, Northern Ireland, Isle of Wight
Early Repayment Charges
5% of outstanding loan amount until 02/11/2025 (Customers are able to make capital repayments of up to 10% of the balance on a loan part each calendar year without incurring a charge. A minimum amount may apply. ).
Arrangement Fee
£1,499 due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
Free valuation.
Features
This lender charges a £225 account fee. This also includes closing your mortgage account when your mortgage ends. The product details for your mortgage will tell you if this is the case. It’s payable on completion, however you can defer this fee until the end of your mortgage. This fee is paid once during the lifetime of the mortgage on your existing property. If already paid, you will not have to pay this again. The customer will need to pay for the following additional legal fees if they apply: - For leasehold properties - the landlord's registration fee for registering the mortgage with the landlord in accordance with the terms of the lease. - If the title to the property is unregistered - the additional land registry registration fee. - In Scotland where the deeds are currently recorded on the sasine register. Also if any additional work is needed, which is not normally associated with a remortgage, this will be at the customer's own cost. The customer will be advised of the cost of additional work before any work is carried out.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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