2.29% Fixed

Rate Type
Fixed
Initial Rate
2.29%
Overall Cost For Comparison (APR)
4.2%
Initial Period
5 years to 31/05/2026.
Reversion Rate
4.84% (SVR).
Purchase/Remortgage
Purchase, remortgage or further advances
Max LTV
75%
Min - Max Loan Amount
£1,000,000
Min - Max Mortgage Term
5 to 25 years.
Min - Max Age
From 18 years to 80 years old.
Income Required
A salary of at least £20,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.00%.
Acceptable property locations
England, Wales, Scotland, Isle of Wight
Early Repayment Charges
5% of the amount being repaid until 31/05/2023, then 4% until 31/05/2024, then 3% until 31/05/2025, then 2% until 31/05/2026 (10% overpayments per year. If the product has no ERCs, unlimited overpayments are allowed. ).
Arrangement Fee
£995 due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
Free legal fees, free valuation.
Features
Product Switch Fee - If a customer requests a change of product onto a preferential rate once a case has been submitted then a fee of £250 must be paid at the time. Application Fee - The application fee is payable on application and NON-REFUNDABLE. Application & completion fees are non-refundable, whether paid upfront or added to the loan.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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