3.39% Fixed

Rate Type
Fixed
Initial Rate
3.39%
Overall Cost For Comparison (APR)
4.6%
Initial Period
5 year term.
Reversion Rate
4.83% (LIBOR + 4.59%).
Purchase/Remortgage
Purchase and remortgage
Max LTV
70%
Min - Max Loan Amount
£1,000,000
Min - Max Mortgage Term
7 to 30 years.
Min - Max Age
From 21 years to 80 years old.
Income Required
We have no minimum salary requirement data.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
140% at 5.00%.
Acceptable property locations
Early Repayment Charges
4% of the amount being repaid for the first year, then 4% until the end of year 2, then 3% until the end of year 3, then 3% until the end of year 4, then 2% until the end of year 5 from drawdown (You can repay up to 10% of the outstanding loan balance in any 12-month period (calculated by taking the balance at completion and each anniversary thereafter) without incurring an early repayment charge.).
Arrangement Fee
1.75 % due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
No fees free options are available.
Features
The £700 cashback contribution towards legal fees will be paid at completion and any legal fees or legal undertakings that are required to be paid or made prior to completion are the sole responsibility of the borrower(s) and will not be paid by the lender.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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