2.20% Fixed

Rate Type
Fixed
Initial Rate
2.20%
Overall Cost For Comparison (APR)
3.9%
Initial Period
5 years to 31/05/2026.
Reversion Rate
4.49% (SVR).
Purchase/Remortgage
Remortgage only
Max LTV
75%
Min - Max Loan Amount
£1,000,000
Min - Max Mortgage Term
5 to 40 years.
Min - Max Age
From 18 years to 85 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
135% at 5.00%.
Acceptable property locations
England, Wales, Isle of Wight
Early Repayment Charges
5% of the amount being repaid until 31/05/2022, then 4% until 31/05/2023, then 3% until 31/05/2024, then 2.5% until 31/05/2025, then 1.5% until 31/05/2026 from drawdown (ERCs apply on redemption or transfer (part or full) to another product during the ERC period. ).
Arrangement Fee
£995 due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
Free legal fees, free valuation.
Features
A product switching fee of £90 is payable each time the product is changed.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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