1.50% Fixed

Rate Type
Fixed
Initial Rate
1.50%
Overall Cost For Comparison (APR)
4.7%
Initial Period
2 years to 30/04/2020.
Reversion Rate
4.99% (BBR + 4.49%).
Purchase/Remortgage
Purchase and remortgage
Max LTV
60%
Min - Max Loan Amount
£215,000
Min - Max Mortgage Term
5 to 25 years.
Min - Max Age
From 21 years to 80 years old.
Income Required
A salary of at least £25,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.50%.
Acceptable property locations
Early Repayment Charges
3% of the amount being repaid until 30/04/2020 (Up to 10% overpayment p.a. allowed without ERC.).
Arrangement Fee
1.00 % due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
Free legal fees, free valuation.
Features
Valuation fees are payable on application and are non-refundable. If you wish to switch the mortgage product you have chosen after an offer has been made, but prior to completing your mortgage, additional fee of £150 will apply. Please note that this lender will request the applicant's card details on full application, in the event they need to charge a Withdrawal fee of £150, should the applicants withdraw from the application after Offer.
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