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2.40% Fixed

Rate Type
Fixed
Initial Rate
2.40%
Overall Cost For Comparison (APR)
4.4%
Initial Period
5 years to 31/01/2024.
Reversion Rate
5.05% (SVR).
Purchase/Remortgage
Purchase and remortgage
Max LTV
70%
Min - Max Loan Amount
£375,000
Min - Max Mortgage Term
5 to 40 years.
Min - Max Age
From 21 years to 76 years old.
Income Required
A salary of at least £20,000 is required.
Repayment Options
Interest only or repayment.
Rent to Interest Cover
145% at 5.50%.
Acceptable property locations
Early Repayment Charges
2% of the amount being repaid for the first year, then 1.5% until the end of year 2.
Arrangement Fee
£1,395 due on completion.
Broker Fee
A broker fee of £597 will apply.
Free Legals and Valuations
No fees free options are available.
Features
Please note that this lender charges a non refundable survey administration fee of £65 and surveyor management fee of £40, which are included in the valuation fee ( if applicable). All product fees are non-refundable and non-transferable. The product fee can be added to the loan provided the total borrowing does not exceed 90% LTV.
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NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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