HMO Mortgage Rates

Listed below are all the buy to let mortgage rates available where lenders will accept Houses in Multiple Occupation as security.

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  • Initial rate
  • Rate type
  • Initial period
  • Max LTV
  • Arrangement fee
  • Early repayment charges
Product
1.22% Fixed for 2 years to 31/12/2022.
Initial Rate
1.22%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR
Product
1.42% Fixed for 2 years to 31/12/2022.
Initial Rate
1.42%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR
Product
1.59% Fixed for 2 years to 31/10/2022.
Initial Rate
1.59%
Rate Type
Fixed
Initial Period
2 years to 31/10/2022.
Max LTV
65%
Arrangement fee
£1,999 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.3% APR
Product
1.61% Fixed for 2 years to 31/12/2022.
Initial Rate
1.61%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR
Product
1.61% Fixed for 2 years to 31/12/2022.
Initial Rate
1.61%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR
Product
1.61% Fixed for 2 years to 31/12/2022.
Initial Rate
1.61%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR
Product
1.62% Fixed for 5 years to 31/12/2025.
Initial Rate
1.62%
Rate Type
Fixed
Initial Period
5 years to 31/12/2025.
Max LTV
60%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
3.8% APR
Product
1.65% Fixed for 2 years to 31/12/2022.
Initial Rate
1.65%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
75%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.3% APR
Product
1.76% Fixed for 5 years to 31/12/2025.
Initial Rate
1.76%
Rate Type
Fixed
Initial Period
5 years to 31/12/2025.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
3.8% APR
Product
1.78% Fixed for 2 years to 31/12/2022.
Initial Rate
1.78%
Rate Type
Fixed
Initial Period
2 years to 31/12/2022.
Max LTV
60%
Arrangement fee
Nil due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.2% APR

Some of our lenders

  • Saffron Building Society
  • Keystone Property Finance
  • Mortgage Trust
  • Accord Mortgages Limited
  • RBS - Intermediary Partners - Natwest

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Meet the team

Buy to let: News and Insight

See all news
  • How Will the Lockdown Tier System Impact the Property Market?

    Now that we have the details of the tiered restrictions being put in place across England and the 'circuit-breaker' lockdown in Wales in response to the second wave of COVID-19 infections, we have a better understanding of how the new rules will affect the functionality of the property market. Business Development Director, Jeni Browne, explains.

  • Bridging Finance for Buy to Let Landlords

    Bridging finance is a versatile and useful tool used by many property investors but is often overlooked by buy to let landlords. Consultant Paul Keddy explains what it is and how you can use it to expand and improve your property portfolio.

  • New Scheme to Help Tenants in Wales Repay Rental Arrears

    The Welsh Government has launched a new scheme to help tenants in financial difficulty, due to the pandemic, repay rental arrears to their landlords and maintain their tenancy. Buy to let consultant, Erin Gallacher, explains how it works and how tenants and landlords can apply.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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