HMO Mortgage Rates

Listed below are all the buy to let mortgage rates available where lenders will accept Houses in Multiple Occupation as security.

REQUEST A CALL BACK
  • Initial rate
  • Rate type
  • Initial period
  • Max LTV
  • Arrangement fee
  • Early repayment charges
Product
1.72% Fixed for 2 years to 31/12/2021.
Initial Rate
1.72%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.8% APR
Product
1.72% Fixed for 2 years to 31/12/2021.
Initial Rate
1.72%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.8% APR
Product
1.72% Fixed for 2 years to 31/12/2021.
Initial Rate
1.72%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.8% APR
Product
1.80% Fixed for 2 years to 31/12/2021.
Initial Rate
1.80%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.9% APR
Product
1.88% Fixed for 2 years to 31/12/2021.
Initial Rate
1.88%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
75%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.9% APR
Product
1.92% Fixed for 2 years to 31/12/2021.
Initial Rate
1.92%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
0.50 % due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.8% APR
Product
1.92% Fixed for 2 years to 31/12/2021.
Initial Rate
1.92%
Rate Type
Fixed
Initial Period
2 years to 31/12/2021.
Max LTV
60%
Arrangement fee
0.50 % due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.8% APR
Product
1.94% Fixed for 3 years to 31/12/2022.
Initial Rate
1.94%
Rate Type
Fixed
Initial Period
3 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.6% APR
Product
1.94% Fixed for 3 years to 31/12/2022.
Initial Rate
1.94%
Rate Type
Fixed
Initial Period
3 years to 31/12/2022.
Max LTV
60%
Arrangement fee
£995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.6% APR
Product
1.95% Fixed for 5 years to 31/12/2024.
Initial Rate
1.95%
Rate Type
Fixed
Initial Period
5 years to 31/12/2024.
Max LTV
60%
Arrangement fee
£1,995 due on completion.
Early repayment charges
Yes
Overall cost for comparison
4.3% APR

Some of our lenders

  • Secure Trust
  • Clydesdale
  • RBS - Intermediary Partners - Natwest
  • Foundation Home Loans
  • Keystone Property Finance

Need help?

Meet the team

Buy to let: News and Insight

See all news
  • 5 year fixed rate mortgages hit their lowest level of 2019

    At the beginning of January this year, the average 5 year fixed rate was 2.935%, which so far, is the highest it’s been this year. In July the rate decreased down to 2.852% and it currently sits at 2.794% (as at 15/08/2019, Moneyfacts).This downward slide can also be seen in the 2 year fixed rate market; in the past month, the average rates have...

  • Our Summer 2019 Property Report

    The Bank of England’s August Inflation Report reported a weak housing market, but one which is showing signs of stabilization.  The uncertainty surrounding Brexit was still an issue and 20% of those expecting to move home within 2 years have delayed for this very reason.  Overall the general thought was that would be a small decline in house p...

  • 8 FAQs about holiday let mortgages

    The exponential rise of Airbnb and similar sites is encouraging landlords to diversify into holiday lets, as the returns can be considerably higher than buy to let. But how do you finance these properties and will your existing BTL lender allow you to switch income model? Here are the answers to the questions we get asked most frequently.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Get in contact with us: 0345 345 6788 or ...

Submit an enquiry
Arrange a call back