Award-winning commercial mortgage brokers
We specialise in finding the best commercial mortgages in the UK for both investors and business owner-occupiers. Our expert brokers really understand the market and know when to approach a high street bank or a specialist lender for your commercial mortgage requirements. So talk to us today and let us help you.More about commercial mortgages
- Businesses to buy their work premises
- Remortgaging to expand or purchase a trading business
- Investors to invest in commercial property
Some of our lenders
Commercial mortgage rates and fees
Commercial mortgage rates are not standardised in the same way as residential or buy to let mortgages, instead each rate is individually priced to match the strength of the proposal. The fees associated with commercial mortgages are a little more straightforward and detailed below.
How to apply for a commercial mortgage
Whether you’re an investor or a business, talk to us and we’ll make the application for you. We will ensure that your loan application is presented in the format the lender prefers. At Mortgages for Business we have strong relationships with many banks and specialist lenders and we work hard to negotiate the best rate and terms for your project.
Gross mortgage lending figures were up 9% on a monthly basis in June, reaching £22.1bn, compared to May’s total of £20.3bn. On a yearly basis, figures climbed 3% from the £21.5bn recorded in June last year.
From October 2017, lenders are required to apply a specialist underwriting approach to buy to let mortgage applications from portfolio landlords. In practice this means that you will have to provide lenders with much more detailed information when applying for a mortgage, even if you want a simple remortgage.
The latest interviews with members of the Monetary Policy Committee (MPC) indicate that there is still no consensus on whether to raise interest rates, despite the looming vote on the issue which will take place next week.
Jeni Browne, Sales Director looks at how the mortgage market has changed since she started out in broking and explains why it is now more important than ever to make sure you are seeking advice from a specialist broker.