Gavin Richardson

Gavin Richardson

Date joined: October 2016

Role: Chief Operating Officer
Appointed Chief Operating Officer of Mortgages for Business in January 2021, Gavin is responsible for driving the business forward and working with the board to develop our corporate strategy.

He is also responsible for all regulated, commercial and buy to let mortgage activity within the business and ensuring all our clients experience the highest standards of professional service at every interaction.

Cert CII
Diploma in Financial Services

Experience: With over 16 years' experience in the financial services industry. As well as obtaining his CeMAP and Cert CII qualifications, Gavin also holds a diploma in Financial Services. Gavin has worked for some big names including HSBC, Lloyds TSB and NatWest. During his time within the financial services industry Gavin advised on mortgages, life cover, pensions and investments. Taking a break from the sector in 2012, Gavin spent three years making a career out of one of his passions - rugby. He worked as a full-time rugby coach for England RFU, Harlequins RFU and Sussex University.

Likes: Rugby... obviously

Dislikes: Always being injured

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"Gavin and Kerry were very responsive and always willing to assist the process, even long after their part was done!" N.Manning. Somerset

Gavin and Kerry were very professional and gave me an outstanding service in obtaining the right mortgage for my property business. I will definitely recommend their services to anyone in need of a mortgage broker. EO, June 2018 

From the first day that I contacted ‘Mortgages for business’ and spoke to Gavin, right through to the completion of the mortgage, the two of you have delivered outstanding client service. 

You have been hugely proactive, supportive and helpful throughout. Always responding very quickly to emails and questions and really helped to get things sorted with the various lawyers by thinking outside the box and getting involved.

Thank you again for all of this - I look forward to the next refinancing working with you when we finish our current development (which should be autumn of this year!) – lets speak then!"  A.M, Reading

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  • How Long Will It Take to Get Your Mortgage Application to Offer?

    It’s no secret that mortgage lenders are taking longer to process applications than pre-COVID, but why is it still such an issue? Sales Director, Gavin Richardson, explains what’s happening and how you can help to ensure you complete before the looming stamp duty holiday deadline of 31st March.

  • Recession Proofing Your Buy to Let Portfolio

    With the UK officially in recession and mixed reports about mass employment on the horizon, it is a worrying time. However, as Head of Sales, Gavin Richardson, explains, there are steps that buy to let landlords can take to help recession-proof their portfolios and weather the storm.

  • Personal or Ltd Company ownership of buy to let property?

    Income tax relief on buy to let mortgage interest is being restricted but is it more tax efficient and financially better all round to operate your portfolio using a limited company? Buy to let expert Gavin Richardson compares the options.

  • How to get a UK mortgage as an expat

    It’s not hard to imagine why people take the opportunity to go and work abroad, especially when the British weather is grey and wet. But what happens if you move abroad and you need a mortgage, or remortgage of your existing property? Gavin Richardson explains…


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