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Peter Barnes

Peter Barnes

Job title: Consultant Mortgage Broker

Date joined: June 2019

Role: Peter joins the commercial team with over 29 years experience within a corporate high street bank. Working in roles including underwriting, internal audit and project management, and the last 16 years as a Relationship Manager dealing with the day to day lending requirements of a portfolio of c.250 SME’s.

Specialising in owner occupied commercial property, he is motivated by the access Mortgages for Business have to a wide variety of well-known and smaller specialist finance lenders.

Experience: My 16 years as a Relationship Manager has given me a comprehensive insight into the day to day problems faced by a diverse range of small business owners. A common theme were the obstacles they faced when looking to enhance their business by the purchase of their own freehold premises.

By being able to look ‘outside of the box’ when addressing these issues, invariably a suitable solution is found for the client to move forward.

Favourite film: The Jerk

Blogs

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  • Basics of commercial owner-occupier borrowing



    Many entrepreneurs aspire to own the property they run their business from, or to have the opportunity to purchase a trading business with a freehold. For first-time commercial investors, our latest blog talks through the basics of commercial mortgages for owner-occupiers, providing insight into how to secure the right finance for your business.

  • Alternative Development Exit Finance Options When You Can’t Sell



    With lockdown restrictions continuing to prevent would-be purchasers making offers on new acquisitions, many developers have found themselves stuck with expensive development finance and no way to pay it off. What alternatives are available for residential property developers at this current time? Peter Barnes explains a couple of the options he’s been finding for his clients since lockdown began…

  • Have you met the modern bridging loan...?



    Traditionally bridging finance was used when a residential property purchase chain had broken down but now the use of this type of finance has expanded. Peter Barnes, Commercial Consultant, looks at how short-term finance has evolved to meet today's market.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE