Mortgages for Business is committed to keeping both our staff and clients safe during the COVID-19 outbreak while maintaining the best service possible. Our teams are working from home, but don’t worry, you can still contact us in the usual ways.
To read our comprehensive FAQ guide on how the emergency interest rate reduction and Coronavirus outbreak could affect your mortgage, please click here.
If you want to request a payment holiday, please contact your lender directly. For lender contact details, click here.

What is a RICS HomeBuyer Report?

What is a RICS HomeBuyer Report?

A RICS HomeBuyer Report is a type of home survey devised by the Royal Institution of Chartered Surveyors (RICS). It is aimed at homebuyers (hence the name) and intended for conventional properties in reasonable condition. The report describes the condition of the property and any potential risks or defects, and provides advice on repairs and ongoing maintenance. Findings are presented in a standardised format using a traffic light rating system, and may optionally include a valuation, including insurance rebuild costs.

The RICS HomeBuyer Report is a middle ground, providing more information than a RICS Home Condition Report but remaining less expensive than a RICS Building Survey (for larger or older properties).

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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