News & Insight - Residential mortgages

Government Backed 95% Loan to Value Mortgages

As part of the Government’s Spring budget, Rishi Sunak announced a new 95% loan to value (LTV) ‘Government backed’ mortgage scheme. Residential Mor...

Spring Budget 2021: What You Need to Know

How will the changes announced in the 2021 Spring Budget impact buy to let landlord and property investors? Chief Operating Officer, Gavin Richards...

Proposed Overhaul of External Wall Survey (EWS1) Guidance

Introduced after the devastating Grenfell tragedy in 2017, the EWS1 form has unfortunately been a pain point for thousands of flat owners over the...

Will the Stamp Duty Holiday Deadline be Extended?

With the UK once again in lockdown, there are calls for an extension to the Stamp Duty Tax holiday beyond the existing 31st March deadline. Jeni Br...

Lockdown 3.0: Impact on the UK Property Market

New year, new lockdown. While 2021 may not have started the way many us were hoping, rest assured this is not like March 2020 when it comes to the...

How Will Tier Four Lockdown Restrictions Impact the UK Property Market?

Following the Government’s latest announcement, England now has four tiers’ of COVID lockdown restrictions, with changes to Wales, Scotland and Nor...

The Clock is Ticking: Can You Meet the Stamp Duty Deadline?

31st March 2021 may seem like a long way off, but with so many people, homebuyers and buy to let investors alike, trying to make the most of the st...

Green Homes Grant Scheme Extended

Good news for landlords looking to improve their buy to let’s EPC rating: you’ve got longer to apply for the vouchers and get the works completed....

Down Valuations: What Can You Do?

Your mortgage application is in, and your investment plans are well underway. However, the surveyor report comes back with a down valuation on the...