Mortgages for Business
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Property finance solutions for all

Buy to let mortgages. Commercial mortgages. Property development finance. Short term & bridging loans. Residential mortgages. Whatever your funding needs let our expert, award-winning mortgage brokers will find the right property finance for you.

Direct access to the specialist lenders

If you can't place deals directly with the specialist buy to let lenders, let Mortgages for Business do it for you. We're on all the direct access panels and we'll work with you to get your cases placed successfully.

How we can help...

  • Experts in placing complex buy to let deals
  • Direct access to all specialist lenders
  • Good commission and no up-front fees

Find the best buy to let mortgage

1 year
2 year
3 year
4 year
5 year
7 year
10 year
Lifetime year
 House in Multiple Occupation
 Limited Company Products
 Portfolio Landlord

Rate
APR
Type Details Term
Max Loan
Req Rent
Lender Fee
Int Only
Cap & Int
Max LTV
Reversion Rate
1.86% 4.0% Fixed 2 years to 30/09/2023. £150,000 £688 £1,495 £234 £756 75% 4.09% (SVR). Get a quote
1.97% 3.1% Fixed 5 year term. £150,000 £725 £1,499 £248 £764 75% 3.35% (SVR). Get a quote
2.02% 4.0% Fixed 2 years to 30/09/2023. £150,000 £688 £995 £254 £765 75% 4.09% (SVR). Get a quote
2.12% 4.0% Fixed 2 years to 31/08/2023. £150,000 £688 £995 £266 £772 75% 4.09% (SVR). Get a quote
2.27% 3.1% Fixed 5 year term. £150,000 £725 £0 £283 £778 75% 3.35% (SVR). Get a quote
Rate
1.86%
APR
4.0%
Type
Fixed
Details
Term
2 years to 30/09/2023.
Max Loan
£150,000
Req Rent
£688
Lender Fee
£1,495
Int Only
£234
Cap & Int
£756
Max LTV
75%
Reversion Rate
4.09% (SVR).
Rate
1.97%
APR
3.1%
Type
Fixed
Details
Term
5 year term.
Max Loan
£150,000
Req Rent
£725
Lender Fee
£1,499
Int Only
£248
Cap & Int
£764
Max LTV
75%
Reversion Rate
3.35% (SVR).
Rate
2.02%
APR
4.0%
Type
Fixed
Details
Term
2 years to 30/09/2023.
Max Loan
£150,000
Req Rent
£688
Lender Fee
£995
Int Only
£254
Cap & Int
£765
Max LTV
75%
Reversion Rate
4.09% (SVR).
Rate
2.12%
APR
4.0%
Type
Fixed
Details
Term
2 years to 31/08/2023.
Max Loan
£150,000
Req Rent
£688
Lender Fee
£995
Int Only
£266
Cap & Int
£772
Max LTV
75%
Reversion Rate
4.09% (SVR).
Rate
2.27%
APR
3.1%
Type
Fixed
Details
Term
5 year term.
Max Loan
£150,000
Req Rent
£725
Lender Fee
£0
Int Only
£283
Cap & Int
£778
Max LTV
75%
Reversion Rate
3.35% (SVR).

Some of our lenders

  • Castle Trust Logo
  • Shawbrook Bank Limited
  • Landbay
  • Axis Bank
  • Paragon
THIS INFORMATION IS FOR MORTGAGE BROKERS AND OTHER INTERMEDIARIES ONLY. IT IS NOT INTENDED FOR USE BY THE GENERAL PUBLIC.

Talk to our deal placement team

Meet the team

Let us place that deal for you

What is classed as a complex buy to let case?

 A complex buy to let mortgage case is any application that isn’t classed as vanilla or standard buy to let and can't be placed with the mainstream buy to let lenders. Complex cases usually fall outside of the lending criteria of the mainstream lenders and need placing with the specialists who operate via restricted panels.

 

Why can’t I access these lenders directly?

These specialist lenders only allow a selection of brokers to join their panels to control the flow and quality of submissions. Mortgages for Business has taken time to develop strong relationships with these lenders and is currently the only broker on all the panels.

 

We can help with:

• Loans up to 85% LTV

• HMOs and student lets

• Multi-units

• Ltd company and LLP applications (SPVs and trading businesses)

• Non-standard construction

• Experienced landlords with no limit on the portfolio size

• Some adverse credit

• First time landlords

• Ex-pats

• New build properties up to 85%

• Rental income stress test from 110%

• Holiday lets

• Recently refurbished properties and remortgages within six months of purchase

• Light to medium refurbishment loans

• Short and medium term loans (3-18 months, 3-5 years)

• Flats above offices and shops

• No minimum income requirements

• Employed or self-employed applicants

• First time buyers

• Foreign nationals

• Short and medium term loans (1-18 months, 3-5 years)

 

Fees

As with any buy to let mortgage application, your client will have to pay all the associated fees. However, in most cases, we will not charge your client a broker fee - that's for your to do. And of course, if that's not the case, we will let you know up front. Remember, your client remains your client.

 

Commission

We pay brokers commission up to 1% of the loan amount. The actual amount varies from lender to lender. For details of what we currently pay, please contact the Deal Placement Team on 0345 148 9238 or send us a request via email. In order to receive commission, you must be registered with us - see below for a Broker Registration Form.

Once we have been paid you will get paid. We have payment runs twice a month, so you'll never be kept waiting once a case has fully completed.

 

What should I do now?

If you would like to place cases through Mortgages for Business you will need to register with us first. To register please contact our Deal Placement Team on 0345 148 9238 for more details.

>> Download our Broker Registration Form

If you are already registered with us call 0345 148 9238 to place that case!

>> Download our Buy to Let Application Form (This document is an interactive PDF. To complete, download it first then fill it in using your PDF viewer and save it with your details.)

Buy to let: News and insight

See all news
  • Common Concerns for Limited Company Buy to Let Borrowers

    Landlords using a limited company to invest in buy to let property now account for over half of buy to let mortgage applications. Yet, there is still a perception that the process is far more complicated and challenging than personal buy to let mortgage applications. Consultant broker, Adam Henderson, explains why this isn’t the case.

  • Beneficial Interest Company Trusts: A Word of Warning

    Since the Section 24 income tax relief changes began in 2017, an increasing number of landlords have started running rental income via Beneficial Interest Company Trusts. While not a new structure, what are they, why are landlords using them, and why should you be cautious?

  • Buy to Let Layered Company Ownership

    An increasing number of landlords are looking for new and different tax-efficient ways to invest in and manage buy to let property. While SPV limited company structures have been around for some years now, layered company ownership is now coming to the fore. What are they, and why do landlords use them to invest in buy to let property?

  • Acceptable Deposits for Limited Company Buy to Let Borrowers

    Ensuring your deposit source is acceptable to your chosen lender is a vital part of the mortgage application process, as getting it wrong can cause severe delays later down the line. Consultant Broker, Jeni Browne, explains which sources are widely accepted by limited company buy to let lenders.

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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