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Property finance solutions for all

Buy to let mortgages. Commercial mortgages. Property development finance. Short term & bridging loans. Residential mortgages. Whatever your funding needs let our expert, award-winning brokers find the right property finance for you.

Direct access to the specialist lenders

If you can't place deals directly with the specialist buy to let lenders, let Mortgages for Business do it for you. We're on all the direct access panels and we'll work with you to get your cases placed successfully.

How we can help...

  • Experts in placing complex buy to let deals
  • Direct access to all specialist lenders
  • Good commission and no up-front fees

Find the best buy to let mortgage

1 year
2 year
3 year
4 year
5 year
7 year
10 year
Lifetime year
 House in Multiple Occupation
 Limited Company Products
 Portfolio Landlord

Rate
APR
Type Details Term
Max Loan
Req Rent
Lender Fee
Int Only
Cap & Int
Max LTV
Reversion Rate
2.49% 5.4% Fixed 2 years to 30/09/2021. £150,000 £389 £1,999 £315 £805 75% 5.60% (SVR). Quote
2.49% 5.2% Fixed 3 years to 30/09/2022. £150,000 £389 £1,999 £315 £805 75% 5.60% (SVR). Quote
2.49% 5.4% Fixed 2 years to 30/09/2021. £150,000 £389 £1,999 £315 £805 75% 5.60% (SVR). Quote
2.59% 4.8% Fixed 5 years to 30/09/2024. £150,000 £405 £1,999 £328 £812 75% 5.60% (SVR). Quote
2.69% 4.8% Fixed 5 years to 30/09/2024. £150,000 £420 £0 £336 £809 75% 5.60% (SVR). Quote

Some of our lenders

  • Secure Trust
  • Fleet Mortgages
  • Kent Reliance Banking Services
  • Keystone Property Finance
  • Castle Trust Logo
THIS INFORMATION IS FOR MORTGAGE BROKERS AND OTHER INTERMEDIARIES ONLY. IT IS NOT INTENDED FOR USE BY THE GENERAL PUBLIC.

Talk to our deal placement team

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Let us place that deal for you

What is classed as a complex buy to let case?

 A complex buy to let mortgage case is any application that isn’t classed as vanilla or standard buy to let and can't be placed with the mainstream buy to let lenders. Complex cases usually fall outside of the lending criteria of the mainstream lenders and need placing with the specialists who operate via restricted panels.

 

Why can’t I access these lenders directly?

These specialist lenders only allow a selection of brokers to join their panels to control the flow and quality of submissions. Mortgages for Business has taken time to develop strong relationships with these lenders and is currently the only broker on all the panels.

 

We can help with:

• Loans up to 85% LTV

• HMOs and student lets

• Multi-units

• Ltd company and LLP applications (SPVs and trading businesses)

• Non-standard construction

• Experienced landlords with no limit on the portfolio size

• Some adverse credit

• First time landlords

• Ex-pats

• New build properties up to 85%

• Rental income stress test from 110%

• Holiday lets

• Recently refurbished properties and remortgages within six months of purchase

• Light to medium refurbishment loans

• Short and medium term loans (3-18 months, 3-5 years)

• Flats above offices and shops

• No minimum income requirements

• Employed or self-employed applicants

• First time buyers

• Foreign nationals

• Short and medium term loans (1-18 months, 3-5 years)

 

Fees

As with any buy to let mortgage application, your client will have to pay all the associated fees. However, in most cases, we will not charge your client a broker fee - that's for your to do. And of course, if that's not the case, we will let you know up front. Remember, your client remains your client.

 

Commission

We pay brokers commission up to 1% of the loan amount. The actual amount varies from lender to lender. For details of what we currently pay, please contact the Deal Placement Team on 0345 148 9238 or send us a request via email. In order to receive commission, you must be registered with us - see below for a Broker Registration Form.

Once we have been paid you will get paid. We have payment runs twice a month, so you'll never be kept waiting once a case has fully completed.

 

What should I do now?

If you would like to place cases through Mortgages for Business you will need to register with us first. To register please contact our Deal Placement Team on 0345 148 9238 for more details.

>> Download our Broker Registration Form

If you are already registered with us call 0345 148 9238 to place that case!

>> Download our Buy to Let Application Form (This document is an interactive PDF. To complete, download it first then fill it in using your PDF viewer and save it with your details.)

Buy to let: News and insight

See all news
  • Using inheritance money to start your property investment journey

    When inheriting property or cash there are many things to consider for your current and future financial plans. Investing in buy to let or starting your own property portfolio might just be the best option for you. Buy to Let Mortgage Consultant, Agata Rogozinska explains…

  • Guide to becoming a student landlord

    With impressive yields compared to standard buy to let properties and a steady demand year on year, an increasing number of landlords are choosing to invest in the student let sector. Buy to let consultant, Charlie London, discusses how to become a student landlord...

  • How to get a UK mortgage as an expat

    It’s not hard to imagine why people take the opportunity to go and work abroad, especially when the British weather is grey and wet. But what happens if you move abroad and you need a mortgage, or remortgage of your existing property? Gavin Richardson explains…

  • Beneficial Interest Company Trusts - a word of warning

    Since the impact of the income tax relief restrictions took hold in 2017, we are seeing an increasing number of landlords running rental income via Beneficial Interest Company Trusts. These types of Beneficial Trusts are not a new thing, so why are we seeing more of these and what do landlords need to be careful about… Jeni Browne, Sales Directo...

NB: ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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